Mutual Fund T-Rex Scores

RBC, Investors Group, Fidelity, TD, Manulife, etc. T-Rex Scores reveal how much of your investment return you actually get to keep and how much you lose in fees. What’s your Score? Each of us can determine our own T-Rex Score using simple assumptions that best match our circumstances.  But for purposes of making comparisons across different types of […]

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Why T-Rex?

Subscribe via email T-Rex Scores are the best predictor of a fund’s relative performance! T-Rex Scores aren’t the only factor to consider when choosing investments. But if you are a long term investor, your T-Rex Score can make the difference between: -living the lifestyle you seek versus just getting by; -living in your home longer or being […]

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Three Little Pigs

Subscribe via email Three Little Pigs: The Children’s Version I remember acting out the Three Little Pigs fairy tale when I was a little kid. My dad played the wolf and my sisters and I played the pigs. We all had fun. The story goes something like this: Three little pigs set off in the […]

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What’s The Fee? (WTF!)

A typical Canadian investor holds a fund which produces a 6% total average annual return for 30 years. Q: What’s The Fee?   A: 2.00% B: 33.3% C: 53% D: All of the above The answer is D: All of the above If you own a fund which generates a total average annual return of 6% […]

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Mutual Fund Madness?

T-Rex Score of 28%?? WTF?! (Just to be clear, WTF? stands for What’s The Fee?) Short term changes in the value of bond mutual funds and ETFs are driven by day to day interest rate moves. But for long term bond fund investors, short term changes in market values don’t mean much. Two factors really […]

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Investing in RBC Mutual Funds?

With almost $23 billion in assets, RBC Select Conservative Portfolio is one of Canada’s largest mutual funds. To project how much of this fund’s total investment return you will keep and how much will be lost in fees, go to wealthgame.ca. In the example below with annual fees of 1.84%, your T-Rex Score is 49%. […]

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